Episode 12 – Chasing Shadows in Retirement
🎙 Real World Retirement Podcast with Alex Pushman & Nick Calvaneso

In this eye-opening episode, host and Foguth Financial advisor Alex Pushman sits down with fellow advisor Nick Calvaneso to unpack one of the most important questions facing today’s retirees: Are you following outdated retirement rules that no longer apply?

From Social Security timing to tax planning and legacy strategies, Alex and Nick challenge the conventional thinking many retirees follow just because “that’s how it’s always been done.” They reveal how to avoid “chasing shadows” by verifying whether your retirement strategy actually aligns with your unique goals—and why treating each part of the plan in a silo could cost you in the long run.

You’ll learn:
 ✅ Why “full retirement age” isn’t always the right time to take Social Security
 ✅ The hidden tax traps that can reduce your income
 ✅ Why the 70%-80% income replacement rule might be a myth
 ✅ How to build a personalized plan for your real-world retirement

🎧 Tune in now to rethink your approach and bring clarity to your financial future.