Let's meet Mr. Bipin Kaul Sir, the chief business officer for offline payments at Paytm. Here we have discussed different niches such as MSMEs, Cross-Border Payments, and handling quite a high position with so many responsibilities and how a person must do extensive work to achieve such a high position. In addition to all this, Sir had the privilege of completing multiple Ironman triathlon series overseas and is the only Indian banker to have completed the 3-day Triathlon event ULTRAMAN held in Australia in 2018.