Ready for a real-world showdown on where to put your next dollar? We dive into the tug-of-war between buying property and investing in managed funds, unpacking the trade-offs most people skip: cash versus equity, time versus hassle, and how your money story shapes every choice you make.

We start by sizing up the current New Zealand landscape, where lower deposits and easing rates make property look tempting again. Then we flip the lens to managed funds and the power of starting small—using $500 to outrun inflation while you build toward a deposit. Along the way we challenge the “mortgage equals forced savings” belief, talk through flexible contribution strategies for variable incomes, and show how an advisor can create accountability without locking you into commitments that don’t suit your life.

From the hidden costs of landlording—repairs, Healthy Homes compliance, vacancies—to the simplicity of set-and-forget investing, you’ll hear candid stories and hard numbers. If you crave tangibility, we explore how to make managed funds feel real through transparency, thematic funds, and understanding what you actually own. If you love projects, we map the path for property to be a rewarding craft rather than a constant drain. At the core is psychology: money personalities, past experiences, and personal goals that determine whether you’ll stay the course when markets wobble or costs spike.

By the end, you’ll have a clear decision framework: use funds to protect savings from inflation, consider property when equity and appetite align, and blend both when it serves your long-term goals. Subscribe, share this episode with a friend who’s on the fence, and tell us: are you Team Property, Team Funds, or building your own balanced mix?

Send us a text

Support the show

Buy your first home in NZ Weekly Webinars

You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!

Join Here - https://bit.ly/4m9SL72