There are many factors that can determine anyone's retirement plans. Family, employment, economics and many other things can change a person's plans for when and how they're going to retire. Many federal workers certainly are in line to retire this coming year and No one wants to retire at a bad time, either for their personal life or finances.

Tammy Flanagan writes the weekly Retirement Planning column for us here at GovExec. She runs her own consulting business and also provides individual counseling as well as online training for the National Active and Retired Federal Employees Association. Her annual Best Dates to Retire column is online now and, as part of our #MoneyMonday series, she joined the podcast to discuss the best 2023 dates to retire.