If you're going to be shopping insurance, talk to at least 2 to 3 people; Start by talking with your friends, get a referral! If you have any life changes, call your agent, it could save you money! Check in with your agent at least once a year. If you are a renter, get renters insurance, it could help you with homeowners insurance when you're ready to move into homeownership. If you are a homeowner, make sure your roof is good!