Christmas is definitely our favorite Holiday Season. Darlene and myself start decorating the day after Halloween. We like to buy some new Christmas decorations each year.

This is our best Christmas this year since we have our Mom and Dad spending it with us. They will be here with us for four months and we are so excited to have them here. Since the boys don’t spend much time with us.

Logan didn’t go into the Navy like he had planned on so we will get to enjoy the Christmas holiday with him and Seth this year. The more the marrier. 2020 has been an ugly year after my Mom passed away and our Sister Audrey passed away just two months ago. ughhh

Remember - As always, I am not giving you any Financial Advice and you should seek advice from your Professional Advisors to see what is best for your situation. See my Disclaimer at MillsWay.com. This is for entertainment only.

So, let’s talk about Christmas or Holiday Season spending. I saw that Investopedia said $998 is the average amount that consumers expect to spend on winter holidays in 2020. That is down $50 from 2019.

Probably due to COVID-19 and people not getting out to the malls shopping. 2021 can’t come fast enough and come on vaccine. I don’t know your views on taking the vaccine but for myself I will be first in line once it is available to us. I always get a FLU shot each year also. COVID-19 has affected everyone in one way or another. For us we have become experts at online shopping. LOL

The $998 they said covers gifts, food and decorations. Of course, your numbers may be smaller or higher depending on your own personal budget or family size.

Welcome back, let’s talk about what we are looking at spending this Christmas and Holiday season;

- $800 on Christmas Gifts. Which is over our budget by $425. We got shopping happy. LOL

- $175 on Christmas Decorations. We like to add to our Christmas Decorations each year. This year we about some more outside lights and wall décor for inside our house.

- $350 on Christmas and New Years foods and drinks. We want to go all out this year with Mom and Dad here and both boys still with us.

- Total $1,325 of Christmas and Holiday spending for our family.

We are over the $998 average that Investopedia said for consumers in 2020. But we want to be above average in everything we do. LOL

Some more changes we are doing this year due to COVID-19 is we aren’t going to the Mall has often. Also, we aren’t giving out Christmas Cookie trays to neighbors or friends this year. We haven’t drove around looking at Christmas lights like we have in past years either. So sad…

Do you have a Christmas Spending Budget? We have one even though we didn’t follow it this year. We teach our boys to have one and stick to it. Then after Christmas to do an Actual of what their expenses were and compare it to their budget. Then make notes what they can do the next year to improve.

We hope everyone has a safe, fun and happy Christmas and New Years from our family – The Mills Family. This is our Christmas Card to you. LOL

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