This episode discusses the U.S. housing crisis and explores the proposed 50-year mortgage. It delves into why housing prices continue to rise while incomes stagnate, highlighting the insufficient housing supply and increased mobility of Americans. We also discuss socio-political factors that influence migration patterns, including LGBT laws and racial inequalities. We talk about the proposed long-term mortgage for its impracticality, address the potential consequences of current policies, and stress the urgent need for building and investment, especially in underdeveloped areas, as a viable solution.

00:00 Introduction: The 50-Year Mortgage Proposal
00:11 The Housing Supply Crisis
00:39 Migration Patterns and Their Impact
01:43 Economic Factors and Housing Prices
02:04 Challenges of a 50-Year Mortgage
02:28 Healthcare and Lifespan Considerations
02:57 Socioeconomic Factors and Home Ownership
04:29 The Need for Comprehensive Investment
04:47 A Call to Action for 2028