What do turkey, stuffing, and cranberry sauce have to do with building a successful retirement? This holiday-themed episode of C.L.I.M.B. Through Retirement takes a delicious detour as Brad Jones and Ben Heisler use Thanksgiving dinner as a culinary metaphor for your financial future. Whether you’re loading up on mashed potatoes—or planning for health care—Brad’s unique approach will have you seeing your retirement plate in a whole new light.

But don’t worry, it’s not all about food! The guys also dish out practical tips for navigating Social Security when moving states, clever ways to stay ahead of those sneaky Medicare IRMAA surcharges, and strategies for keeping up with ever-changing retirement rules. Pull up a chair and join the conversation—after this episode, you’ll never look at your Thanksgiving spread (or your retirement plan) the same way again. Hungry for more? Hit play!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Interest rates are changing, inflation’s still lurking, and retirement dreams are on the line—is your plan built to weather the uncertainty? In this episode, Ben Heisler and Brad Jones break down some of the biggest retirement questions facing Livingston County, with a timely look at the latest Federal Reserve decision and what it could mean for your wallet. You’ll get practical, do-able strategies for protecting your nest egg, but you’ll also hear surprising stories—and a few personal moments—that bring new perspective to what it really means to “climb” through retirement.

Thinking about how Michigan’s upcoming tax changes could help (or hurt) your retirement spending? Wondering if you can undo a Social Security claim, buy a summer home up north, or include digital assets in your estate plan? Ben and Brad tackle listener mailbag questions, offer a few laughs, and share the insider tips you need to navigate retirement with confidence. Don’t miss what every retiree should know (but most don’t) before taking that next big step!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Ready for some retirement real talk? This week, Brad Jones and Ben Heisler tackle the hot topic that's on every retiree's mind: Social Security's 2026 Cost of Living Adjustment—and why it might not stretch as far as you think. But that's just the beginning. From must-know strategies for maximizing your income to the inside scoop on hybrid long-term care policies, they shine a light on the planning moves that turn worry into confidence.

Curious how to actually enjoy that 1,500-week vacation called retirement? Wondering if you should delay benefits, or what to do when healthcare costs keep creeping up? Brad and Ben aren't afraid to ask the tough questions—and offer the practical advice—to help you climb higher. Discover why taking action and having the right guide makes all the difference... and don't miss the audience Q&A, where your burning questions get addressed head-on. Tune in and see why this could be the conversation that takes your retirement plan from average to adventure!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Ready for your ultimate retirement adventure? This week on "C.L.I.M.B. Through Retirement," hosts Ben Heisler and Brad Jones dive into what’s really driving financial advisors’ surprising optimism—even with headlines full of turbulence. You’ll hear how preparation, clarity, and a little bit of strategic planning can help you weather any financial storm, plus some surprising takes on Social Security, taxes, and just how flexible your retirement dreams can really be.

But that’s just the beginning! Brad tackles real listener questions, from how working part-time might impact your Social Security benefits, to the tricks for keeping your dental and vision coverage sharp after 65, to the emotional and financial nuances of downsizing your home. Wondering if you’re truly ready to make the leap? Tune in for expert insight, a few fun detours, and the encouragement you need to start your own climb—with just enough advice left off-mic to keep you curious!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

What really sets successful retirees apart from the crowd? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler and Brad Jones dive into the surprising financial habits of upper-class retirees…and trust us, it’s not just about having a bigger bank account. Are you curious how the wealthy think differently about taxes, preserving wealth, and taking care of loved ones—before and after they hang up their work boots for good?

Whether you’ve saved a little or a lot, you’ll get conversational, honest advice with stories and strategies you can apply to your own retirement journey. Plus, Brad tackles listener questions in the weekly mailbag: inheritance taxes, working with an advisor, and what to do with extra cash flow. Tune in for laughs, actionable tips, and the motivating nudge you need to take your next step up the retirement mountain—don’t miss what could be the biggest game-changer you hear all year!
















Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Are you ready to climb through the financial storms ahead—or just hoping for clear skies in retirement? In this lively episode, Ben Heisler and retirement advisor Brad Jones dish out practical wisdom (and plenty of good-humored sports banter) as October marks Financial Planning Month. Brad’s got nearly 20 years of experience, and he’s spilling the secrets to building a retirement that feels like a 1,500-week vacation—while keeping your money safe through market swings, unexpected health care costs, and those pesky tax surprises lurking around the corner.

You might be surprised at what really threatens your nest egg—and what moves can help you secure your legacy for generations. Should you worry about Social Security running dry? Is your “preservation bucket” ready for anything? Hit play to hear listener mailbag questions answered, why updating your beneficiaries is more urgent than you think, and how to get a no-obligation retirement “inspection” that could change your future. This episode is packed with smart strategies and real talk—don’t miss your chance to weatherproof your wealth and discover what every retiree should know!
















Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Are you ready to unlock some of the secrets to a truly rewarding retirement? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler sits down with expert advisor Brad Jones to unravel hot topics that every retiree needs to know—starting with the buzz around this year’s Social Security COLA increase. Is it enough to keep pace with your goals, or could you be missing a bigger picture? Brad doesn’t just dish out the facts—he shares stories, practical tips, and even a bit about his own financial journey.

Plus, the duo tackles real questions straight from listeners: from calming pre-retirement nerves to preparing for life’s “what-ifs” and even surviving well-meaning advice from family members. Whether you’re days away from retirement or just starting to dream about it, you won’t want to miss the honest, relatable insights and laughs woven throughout this episode. Hit play and discover how to make your own climb through retirement smoother, smarter, and maybe just a little more fun!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

What if the biggest obstacle to your dream retirement isn’t travel plans or market swings—but the rising cost of healthcare? On this episode of C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones break down the latest eye-opening numbers, share real stories from Livingston County, and challenge you to rethink your financial game plan before you step into your well-deserved golden years. Are you prepared for a price tag that could stretch well into six figures?

But don't worry—it's not all doom and gloom! Brad and Ben dig into smart, actionable strategies that go beyond the basics (spoiler: it's not just about cutting Starbucks runs). Whether you’re already retired or still picturing that 1,500-week vacation, this episode is packed with insider tips, common pitfalls, and a few surprising truths about how to make your money—and your health—last. Ready to build a plan that lets you climb higher? Hit play to join the conversation.


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.