C.L.I.M.B. Through Retirement

“Is one-size-fits-all advice sabotaging your retirement dream?” This episode challenges the standard rules for retirement income, diving into why combining strategies—and not relying on popular shortcuts—could make the difference between worry and confidence. Explore the unexpected connections between income planning, annuities, and Medicare, and hear how subtle mistakes or outdated assumptions can reshape your entire retirement experience. See your golden years in a new light, and discover what might be holding you back.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Are headlines about Social Security running out keeping you up at night? Wondering how that shiny new cost of living increase factors into your retirement plans—or if filing for benefits early is really the answer? In this episode of “C.L.I.M.B. Through Retirement,” Ben Heisler is once again joined by Brad Jones—founder, advisor, and your financial “Sherpa.” Together, they dig into why Social Security might matter more than ever, how one decision can ripple across your entire plan, and the surprising truths about the future of your benefits.

But we’re not just talking Social Security! The guys tackle those sneaky end-of-year deadlines that could impact your tax bill, Medicare premiums, and ultimately, your legacy. Whether you’re a seasoned saver or the owner of a local business eyeing your next chapter, there’s wisdom here to help you coordinate all your retirement puzzle pieces—and maybe save thousands along the way. Ready to think beyond the headlines and maximize your “retirement pie”? Press play, and let’s climb together!
















Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Can the market reach record highs while most investors feel left behind? On this episode, Ben Heisler and Brad Jones dive into why soaring financial headlines often feel disconnected from your own retirement statements. Discover how emotional decision-making, unpredictable markets, and election-year noise can cloud your financial outlook. Find out what truly separates a confident, rewarding retirement from restless uncertainty—while uncovering the steps that help you stop guessing and start planning.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Feeling the pinch at the grocery store? Wondering why everyone’s talking about diesel prices or how Washington’s decisions could sneak into your wallet? On this week’s episode of C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones unpack how rising energy costs and inflation aren’t just headlines—they’re central to your retirement strategy. You’ll never look at your income plan the same way again, and Brad has a smart tip on how to treat your HSA that might just surprise you.

But that’s just the start! From hidden costs in the age of AI to the age-old question of whether to sit in cash or ride the market, we tackle the risks and rewards every retiree and soon-to-be retiree should hear. Plus, you won’t want to miss our mailbag segment—where real questions get real answers minus the jargon. Tune in and get ahead of the curve; your retirement could depend on it!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

What happens when decades of savings meet headlines you can’t control?" This episode dives into how sudden interest rate hikes and stubborn inflation shape the lives of retirees—and their nest eggs. Ben Heisler and Brad Jones tackle the anxiety that comes with shifting financial landscapes, sharing real insights on planning, confidence, and missed details. Discover why waiting it out might not be the answer, and how clarity can transform worry into control—if you know where to look.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Are you caught balancing between growing your nest egg and protecting it from costly pitfalls? On this episode, Ben Heisler and Brad Jones confront the uncomfortable truth behind the retirement “tightrope”—where every choice feels risky in its own way. Discover how retirees face sequence-of-return risk, why the Goldilocks approach might be more than fairytale thinking, and what really lurks behind seemingly small portfolio leaks. If you’ve ever wondered if your plan is truly set up for you—or just for Wall Street—this conversation shines a light on the hidden challenges and emotional crossroads that shape your journey through retirement.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

"Are your retirement questions as simple as they seem—or is there more beneath the surface?"
Dive into the real concerns retirees bring to financial advisors, from moving old 401(k) accounts to Roth conversions and the secrets of lasting financial security. This episode unpacks the nuance behind common retirement dilemmas, explores why the answers are rarely one-size-fits-all, and reveals the unique twists that make every retirement journey personal. The most rewarding phase of life awaits, but the right answers might surprise you.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Did you know the U.S. national debt just surpassed $40 trillion—and what that means for your retirement might surprise you. In this episode, Ben Heisler and Brad Jones dig into the numbers, but more importantly, reveal how massive debt and rising inflation can quietly impact everything from your taxes to your vacation plans. If you’ve ever wondered whether headlines about soaring debt are more than just background noise, this conversation is for you.

But don’t worry, it’s not all doom and gloom! Brad shares how a smart, written retirement plan—especially one tailored for uncertain times—can help you sidestep the pitfalls and maximize your happiness and financial freedom. Ready for a few bold takes, practical advice, and personal stories from retirees who’ve faced these challenges head-on? Hit play and get the inside scoop before your next coffee break!


Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Why do so many Americans delay creating a legacy plan, even after decades of diligent saving? This episode of Climb Through Retirement pulls back the curtain on the often-overlooked—and sometimes uncomfortable—truths behind estate planning. Join Ben Heisler and Brad Jones as they explore the real-world impact of having no will or trust, reveal new legacy-building tools for families and grandparents, and offer a fresh perspective on why ignoring this step can have lasting consequences. Discover how simple actions today can change the story of your retirement tomorrow—because every plan, even if unintentional, leaves a legacy.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.

Why do those who spend decades funding braces, soccer games, and tuition often feel more confident about retirement than those with fewer financial demands? In this episode, Ben Heisler and Brad Jones unravel a counterintuitive new study, exposing the hidden roles of structure, support, and planning in building retirement security. Tune in for revealing insights into the anxieties, strategies, and surprising realities facing retirees—regardless of whether their weekends are spent on youth sports sidelines or quiet getaways. What really sets the most secure retirees apart? The answer is simpler—and more within reach—than you might expect.

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future.

Tune in and take the next step on your path to a fulfilling retirement.