South African women retire with up to 40% less than men — a staggering gap with life-changing consequences. On this episode, we speak with Jessica Pillay, Financial Advisor at Momentum, about why financial planning for women is not just about managing money, but about securing independence, resilience, and a thriving future. From navigating career changes and family responsibilities to building long-term wealth and protecting against financial abuse, Jessica shares practical strategies to help women take control, plan proactively, and close the retirement gap once and for all.