Welcome to another episode of Closing Time with Jeff West!

In this episode, I sit down with local mortgage broker Mike Rogozynski to discuss one of the most important parts of the home-buying journey—financing.

Whether you're a first-time home buyer, looking to move up, or simply trying to understand today's mortgage market, this episode is packed with valuable information.

We discuss:

🏡 Why getting pre-approved should be your first step

💰 Down payment requirements and mortgage options

📈 Interest rates and how they impact affordability

🔑 Common mistakes buyers make during the financing process

🏠 Programs available to help first-time buyers

📋 The St. Thomas and London down payment assistance programs

🏗️ HST rebates on new construction homes

💡 Tips for improving your chances of mortgage approval

If you're thinking about buying a home or want to better understand the mortgage process, this is an episode you won't want to miss.

The goal of Closing Time with Jeff West is to provide practical information and real conversations that help buyers, sellers, investors, and homeowners make informed decisions.

Be sure to like, subscribe, and follow for future episodes featuring local experts, community leaders, and business owners.

Hosted by Jeff West

Sales Representative – StreetCity Realty Inc. Brokerage