Code & Coin

Written Notes

It is the FINAL episode of season 1! To close out an incredible season we invited Momma & Papa Boujie to chat about money and life. Mykail talks about everything from how her parents learned about money to teaching their 6 children about money. They both bring a real discussion. Two more money songs are added to the playlist to end the season strong!

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

Even if you are 25, retirement is important! This week we are joined with the co-founder of Blooom. Chris Costello is the co-founder and Chief Investment Officer at blooom, a digital investment advisor for retirement accounts. Blooom is the only robo-investor that focuses on retirement account management. This is a founder chat you don’t want to miss.

Major Take-Aways:

• Why retirement matters at any age
• How figure out a reasonable retirement plan
• How Blooom can benefit your financial journey

Resources Mentioned:

Get your free Blooom analysis: http://bit.ly/2vmU3qB

Social Media Links:

Blooom IG: @blooom_inc T: @BlooomInc

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

Written Notes

Black Lives Matter. This episode is a heavy topic but very necessary. Mykail discusses the 2020 Protests against police brutality. She also talks about a very sensitive topic: Life Insurance. There are many ways people can access term life insurance policies and with the advancements in tech companies to provide access to non-invasive life insurance. 

Major Take-Aways:

• Black Lives matter every day
• Capitalism that thrive off of poor Black people are trash
• Get life insurance outside of your company

Resources Mentioned:

Nerdwallet Article: www.nerdwallet.com/blog/insurance/instant-life-insurance/

Ladder Life

Fabric

Haven Life

Bestow

Ethos

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

This week is all about diversity Mykail is joined by Naomi Thomas, an advocate for diversity and inclusion in STEM. Naomi has been recently honored as Charlotte's Top 30 under 30, 2018 and is extremely passionate about using her voice and past experiences as a guide to help encourage other young women to pursue careers in Science, Technology, Engineering, and Mathematics. This week’s money song comes from the late Nipsey Hustle.

Major Take-Aways:

• There are end possibilities and opportunities within the tech industry
• The conversations around diversity has began to encourage action
• Managers are needed to become the change agent for diversity

Resources Mentioned:

Tech Ladies

Women Who Code

Instagram: www.instagram.com/iamnaomithomas

Facebook: https://www.facebook.com/iamnaomithomas

Twitter: https://www.twitter.com/iamnaomithomas

Website: www.iamnaomithomas.com

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

This week Mykail is joined by Tanya Van Court founder of Goalsetter. Tanya went from being an Executive at Nickelodeon to helping kids and families learn how to save money. Because, more than anything, she wants every kid to have a shot at a great life - not just those whose parents are Financial Whizzes or Wall Street Bigwigs.

Goalsetter is on a mission to make kids financially healthy and all-around happy, because saving money is not only important – with Goalsetter, it’s also fun. Can you guess what Jay-Z song is this week’s money song?

Major Take-Aways:

• Start teaching children about money as early as possible
• Goalsetter is how families learn money together
• Children who have savings accounts in their name are more likely to own stock before  age 25

Resources Mentioned:

Instagram: www.instagram.com/goalsetterco

Facebook: https://www.facebook.com/goalsetterco/ 

Website: Goalsetter.co

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

New week, new guest!  This week Mykail is joined by Yanely aka MissBeHelpful. After paying off all her debt and teaching herself personal finance, Yanely started making YouTube videos as "MissBeHelpful," to share about budgeting, credit, saving, investing and more! Yanely has a new podcast called "Mind Your Money with MissBeHelpful" where she talks to people with stories that will inspire you to get your money right!

Major Take-Aways:

• Installment payment platforms are perfect to help those who cannot gain access to credit
• How these platforms make money without charging you interest
• The dangers of misuse of these platforms

Resources Mentioned:

Instagram: www.instagram.com/missbehelpful

YouTube:  https://www.youtube.com/c/missbehelpful 

Forbes Article: http://bit.ly/2pTd7nU

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

It's week 436 of quarantine and just know we are just as tired as you are! Today's codename is Money Date and we are excited to get into the details of how to date your money, using technology. Mykail lists her four-step process to her weekly money date and gives reasons why it is important to date your money. This week's money song is Savage REMIX by Megan Thee Stallion feat. Beyonce.

Social Media Links:

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Contact us: [email protected] #CodeAndCoin

We hope you have been safely tucked into your homes with great health! Today’s Codename is Building Bread and Mykail and Naima are joined by a special guest, Kevin L. Matthews II, to discuss stock investing and how any income can invest into the stock market. Kevin is a financial planner, #1 best selling author, and 2017 he was one of top 100 financial advisors by Investopedia. 2010 Kevin launched Building Bread for young adults to set, build, and simplify investing in the stock market. This week’s money song is TipToe’N by Rick Ross.

Resources mentioned: 

Building Bread - https://www.buildingbread.com/

Radio - https://whcr.org/

Think or Swim App

Acorn App

Robinhood App

Stash App

BetterMint App

StockPile App

Social Media Links:

Kevin IG: @buildingbread 

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

We hope you have been safely tucked into your homes with great health! Today’s Codename is Autopay and Mykail and Naima are joined by a special guest, Sierra K. Howard of I Don’t Do Budgets, to talk about account automation. Sierra is a millennial finance coach who is the founder of the I Don’t Do Budgets Podcast. I Don’t Do Budgets is a movement with a mission to set a new standard for millennials to successfully learn modern money management strategies in order to build generational wealth and reach financial freedom once and for all. This week’s money songs come from Lil Dicky and 21 Savage!

Main Points:

• Automation makes it mindless
• If your employer only allows direct deposit into one account, have a bank that allows automation from there.
• Your disposable income will let you know how much freedom you have with your money
• Separate your money so you don’t have all your eggs in one basket

Resources mentioned: 

Afford Anything by Paula Pant - https://affordanything.com 

I Don’t Do Budgets - https://www.idontdobudgets.com

I Don’t Do Budgets Workbook -  https://www.idontdobudgets.com/shop 25% off with code COIN

I Will Teach You to Be Rich by Ramit Sethi

Prism App

Acorns App

Simple Bank

Social Media Links:

Sierra IG: @idontdobudgets 

Mykail IG: @theboujiebudgeter W: BoujieBudgets.com T: @boujiebudgeter

Naima IG: @naimanbarnes T: @naimanbarnes

Contact us: [email protected] #CodeAndCoin

We hope you have been safely tucked into your homes with great health! This week Mykail and Naima are joined by Calvin Williams Jr. from Freeman Capital. Calvin F. Williams, Jr. is the first African American owner of an automated wealth management platform for retail customers. As the CEO and Founder of FreemanCapital.co, he aims to close the wealth gap in overlooked communities across the country through increasing access to financial planning, investment management, and financial education. 

FreemanCapital.co is offering FREE wealth management meetings for the month of April 2020. Make sure to take advantage of this help. Calvin explains how Freeman Capital is designed with consumers in mind. Can you guess what Rick Ross song is this week’s money song?

Major Take-Aways:

• Start investing with wealth management platforms that benefit you as a customer
• Freeman Capital is a company that understands the diversity within the Black community
• How you can begin trading with Freeman Capital

Resources Mentioned:

Instagram: www.instagram.com/freemancapital

Instagram: www.instagram.com/invest.black 

Freeman Capital: FreemanCapital.co

Article: https://www.nytimes.com/2019/12/11/business/jpmorgan-banking-racism.html