Fog burns off with the rising of the morning sun. That's how weather works; but, it's not quite how life works. It seems as if people worry more and more about the market, their job, emergencies, opportunities, hopes and dreams or worries and regrets. Financially are you in a fog or in the sunshine and what happens when heavy dark clouds approach your life and they open up and rain on your life's parade? Mark Bertrang walks you through one creative way to create financial certainty for your life based upon his book – Investments Don't Hug: Embracing the Life Insurance Asset.