In this episode, host Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to break down how Colorado down payment assistance programs actually work — including the difference between grants and forgivable loans, who qualifies, and how the application process fits into getting a mortgage. Marc clears up some common misconceptions, like the idea that these programs are only for very low-income buyers or people who have never owned a home before. Listeners will come away with a clearer sense of what's worth looking into and why having that conversation early in the homebuying process can make a real difference.

Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership.

🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/