📑 Itemized or Lump Sum? One CAN delay or even kill your claim! 😬
Insurance carriers are on the hunt for vague estimates—and a lump sum can be the perfect excuse for a denial or delay.
But which is “right”? Depends on your strategy... and if you’ve got a Denver public adjuster who speaks the carrier’s language. 😉

Here’s the deal:
Too many claims stall because the estimate format freaks out the carrier. They’re overworked, burned out, and juggling up to 150 files at a time. If they don’t see that line-by-line breakdown, they’ll assume the worst—even if your contractor is solid. 💼
That’s why we help our clients get dialed in with itemized estimates using platforms adjusters love—think Xactimate, Stability, and beyond. A few extra lines can speed things up, increase payout, and make your claim harder to deny.

This is just one of the insights we teach you through our new system at whenyourclaim.com. Because being “right” doesn’t matter unless you get paid. 💰
Commercial roofers, GCs, restoration pros and property owners—we’re building the *triangle of trust* between you, your contractor, and us as your claim advocate. Let’s win this thing together. 🛠️📋

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Contact Us Today:
🌎 https://bellatorclaims.com/
📲 Colorado: 720-707-3577
📲 Wyoming: 307-206-8711
📲 Minnesota: 612-887-2871