This episode of The Payments Association's Insights Podcast examines how artificial intelligence has reshaped fraud, and what that means for the way firms verify who they are dealing with. As AI makes it cheap to forge documents, clone voices and fake video, the data a customer presents can no longer be trusted on its own. The conversation explores a shift towards lower-level signals drawn from the mobile network, the operator-held identity checks and SIM-swap data that are far harder for a fraudster to manipulate. It sets out what payments and fraud leaders can do to rebuild trust at the network layer.

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