In this TBLI Radical Truth Podcast, we sit down with Jackie Logan, SVP at Honeycomb Credit, to discuss a revolutionary shift in how we fund our communities. Honeycomb is a platform that allows everyday people to invest directly in local small businesses, bypassing traditional gatekeepers to build wealth from the bottom up.

The "Radical Truth" here is simple: small businesses are the backbone of the economy, yet they are often starved of capital. Jackie explains how community-powered lending creates a financial system rooted in trust, transparency, and shared prosperity.

What You'll Learn:

• The Honeycomb Model - How "crowdfunded" loans allow neighbors to earn interest while supporting local icons, enabling non-accredited investors to participate in small business lending previously dominated by banks
• Breaking the Bank Monopoly - Why traditional lending is failing Main Street businesses that don't fit standardized credit models, and how we can rewire the system to serve community needs rather than institutional risk formulas
• Wealth Building for All - How democratizing capital allows ordinary people to build wealth through direct investment in local businesses, earning returns while strengthening their own communities
• Inclusive Economics - Jackie's mission to ensure financial equity for diverse entrepreneurs across America by creating accessible capital for businesses owned by women, BIPOC founders, and underserved communities systematically excluded from bank financing
• Investing Local: Real-World Impact - The power of keeping investment dollars circulating locally: visible, tangible impact on neighborhood businesses, job creation, and community resilience
• Community Finance Infrastructure - How platforms like Honeycomb create the technology, legal frameworks, and investor protections needed to scale community-powered lending beyond pilot projects

Key Timestamps:

• 0:00 – The problem with traditional small business lending
• 4:30 – How Honeycomb Credit rewires the loan process
• 11:15 – The power of "Investing Local": Real-world impact
• 18:50 – Building wealth from the bottom up (not the top down)
• 25:40 – Jackie's vision for inclusive economic development
• 33:00 – How to get involved in community-powered lending

Why This Matters:

Small businesses are the backbone of local economies—yet banks systematically underfund them. Traditional lending favors large, scalable companies with predictable cash flows and collateral. Main Street businesses—restaurants, retail, service providers—don't fit the model, leaving communities starved of capital while Wall Street swims in it.

Jackie Logan and Honeycomb Credit offer a different vision: community members investing directly in local businesses they know and trust, earning interest while building neighborhood wealth. This isn't charity—it's profitable investing accessible to non-accredited investors, democratizing capital formation and keeping wealth circulating locally.

For impact investors, community development finance practitioners, and anyone who believes investment dollars should strengthen communities rather than extract wealth, this conversation reveals how technology can rewire finance for shared prosperity.

About Jackie Logan:SVP, Honeycomb Credit. Expert in community-powered lending, inclusive finance, and democratizing access to capital for small businesses. Champion of financial equity for diverse entrepreneurs and building wealth in underserved communities.

About TBLI Radical Truth Podcast:TBLI Radical Truth Podcast explores innovations democratizing capital access and building community wealth.

Part of TBLI Group—the world's leading ESG and impact investing network for 25 years.

Learn more: https://www.tbligroup.com

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