You are the best person to manage your finances. People are also our own worst enemy. A personal note on how complacency can be a wealth killer (or health killer) without anyone knowing it.

We also revisit the upcoming book First To A Million by Dan Sheeks.

================ LISTENER QUESTION/COMMENTS ================ Can I withdraw money from my IRA to pay off the debt (Jasmyn, Ft Lauderdale FL)

What allocation of stocks/bonds should I put my house savings for a downpayment (Conor, Indy)

If I pay off my kid's student loans will either of us have to pay taxes (Peter, Petoria)

================ TOPICS =============== MONEY-SAVING TIP: Save your Subway receipts

MONEY-SAVING TIP: Asking service companies for discounts

RED ALERT WARNING: Another 'expert' gets it wrong

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

Get your accounts in order with Optimize 401k: https://bit.ly/Optimize401k