A new Wisconsin mandate is coming, and it will require plan sponsors to take a closer look at breast cancer screening coverage starting in 2027.

In this episode of Comply on the Fly, host Karen Breitnauer walks through 2025 Wisconsin Act 103, also known as Gail’s Law. Karen explains who the law applies to, when the requirements take effect, and what types of screenings must be covered. Understand the important statutory definitions, outlines how plan designs will need to evolve, and offers a clear bottom line for employers and plan administrators preparing for 2027.

If you sponsor a Wisconsin plan, this episode provides a practical overview of what is changing, why it matters, and where to focus now to stay compliant.

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In this episode of Comply on the Fly, Karen Breitnauer breaks down CHIPRA, Children's Health Insurance Program Reauthorization Act, and why it is often misunderstood. The conversation sets the foundation for understanding special enrollment rights tied to Medicaid and CHIP and what employers are responsible for communicating. If CHIPRA feels like a routine compliance task, this episode explains why it deserves more attention.

In this follow‑up episode of Comply on the Fly, host Karen Breitnauer continues the ongoing discussion around pharmacy benefit manager reform by breaking down the newly proposed settlement between Express Scripts and the Federal Trade Commission. After a month of rapid developments, this episode explains how alleged insulin price inflation led to federal action, what the FTC claims occurred within PBM rebate structures, and the significant changes Express Scripts has agreed to make.

Understand key elements of the agreement, and what is still under discussion. Hear what employers should watch as public comment continues, as the PBM landscape continues to shift, and as more changes could be coming next.

What if the entire PBM landscape shifted before your next renewal, and you didn’t see it coming?

In this episode of Comply on the Fly, Karen B. breaks down a whirlwind month of PBM activity and what employers should be watching now. From new transparency proposals to fresh statutory requirements, this episode gives listeners the essential signals without the noise—perfect for busy HR and benefits professionals who need to stay sharp in a fast-changing space.

Tune in and stay ahead of the next wave of PBM changes.

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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

A key HIPAA compliance deadline is coming: self-funded plan sponsors must update their Notice of Privacy Practices by February 16, 2026. In this episode of Comply on the Fly, understand what that deadline means for employers who sponsor self-funded health plans, including self-funded medical or dental plans, HRAs and ICHRAs, and medical FSAs. Karen breaks down when employers are responsible for providing a Notice of Privacy Practices, how often it must be distributed, and what new disclosures are required under updated 42 CFR Part 2 rules related to substance use disorder records.

Understand what’s changing, where compliance gaps often exist, and how to update notices before the deadline—without unnecessary complexity.

Ever have employees come to you in January already regretting their benefit elections? In this episode of Comply on the Fly, Karen breaks down the very real phenomenon of benefits buyer’s remorse—when employees realize that low premiums can mean higher out-of-pocket costs and suddenly want a do-over. From Section 125 qualifying events (and what doesn’t count) to mid-year plan changes, self-funded vs. fully insured flexibility, and why “I don’t like this plan” isn’t a compliance strategy, this episode explains what employers can—and can’t—do once coverage is in effect. A timely reminder that strong open enrollment education can prevent a lot of January regret.

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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

ACA reporting hasn’t gotten simpler—it’s gotten quieter and more nuanced. Between changes to how 1095-Cs are distributed, increased reliance on accurate measurement methods, and growing complexity in hybrid plan designs, small missteps now carry bigger consequences. This latest Comply on the Fly episode focuses on the judgment calls employers are actually making in 2025—not just the deadlines—so you can avoid avoidable errors and reduce last-minute stress.

Karen also unpacks one of the most misunderstood updates: the shift away from automatically distributing 1095-Cs—and what “clear, conspicuous, and accessible” really means when employees request their forms.

If ACA reporting feels more complex each year, this episode explains why—and how a proactive approach throughout the year can make compliance far less painful when deadlines hit.

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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

Since Minnesota first announced its Paid Leave program, Comply on the Fly has been sharing resources to help employers prepare. In this episode, Karen B and Compliance Attorney Alex O’Connor tackle the most common questions coming in as we approach the 2026 go-live date.

They cover how PTO, vacation, sick leave, and short-term disability interact with the new benefits, what employers need to know about “topping off,” private plan exception timelines, required notices, and how Minnesota Paid Leave coordinates with FMLA.

If you’re looking for quick, practical answers and clarity on what’s surfaced most often so far, this episode is a must-listen.

In this episode of Comply on the Fly, host Karen B. breaks down the annual Gag Clause Attestation requirement due by December 31 and the latest guidance from federal departments.

Understand how new FAQs clarify what counts as a prohibited gag clause—from downstream agreements and discretionary disclosures to limits on data access—and what plan sponsors should do if such clauses exist in their contracts.

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The IRS has announced new FSA contribution limits for 2026, and they’re climbing again. In COTF episode, host Karen Breitnauer walks through what’s changing, including updates to the health FSA contribution cap, reminders on dependent care FSAs, and what employers should do next.

Staying current on these annual limits helps ensure your organization’s benefit offerings remain both compliant and compelling heading into 2026.