Let's stay the course! 🫡 In this episode, Tom, Brian & Meg discuss the 8 Eternal Truths of Investing (Part 1), emphasizing the importance of understanding market behavior, emotional investing, and the unpredictability of the future. They explore how most investors tend to make poor decisions based on market fluctuations and emotions, emphasizing the importance of time in the market rather than trying to time the market. The conversation also highlights the need for diversification and having a solid financial plan to navigate the complexities of investing.Visit us hereCall and chat with Tom, Meg, or Brian: 1-866-997-8399#Investing #Retirement #MarketBehavior #EmotionalInvesting #FinancialPlanning #EternalTruths #StockMarket #WealthManagement #RiskTolerance #MarketVolatility #RetirementPlanning #FinancialEducation #LongTermInvesting #SmartMoneyMoves #FinancialWisdom

Celebrate with us!

In this special celebration episode of Conquering Retirement with Annuity FYI, Tom, Brian, and Meg—joined by special surprise guests—commemorate 25 years of Annuity FYI, honoring the journey, growth, and impact along the way.

Together, the team reflects on the evolution of retirement planning, the vital role of annuities, and the trusted relationships built with clients over the years. Guests share personal stories, lessons learned, and insights on financial security, while exploring how education and technology continue to shape the industry’s future.

This isn’t just a discussion—it’s a celebration of legacy, progress, and the people who made it all possible. Thank you, everyone!

Chapters

00:00 Financial Planning and Personal Branding

00:37 Celebrating 25 Years of Annuity FYI

03:13 The Origin Story of Annuity FYI

08:11 The Importance of Annuities in Financial Planning

11:05 The Impact of Annuity FYI on Consumers

18:26 Evolution of Annuity FYI

18:54 Retirement Products: Then and Now

23:02 Client-Centric Approach in Financial Services

26:32 Understanding Our Client Base

26:46 Reconnecting and Rapid Fire Questions

30:58 Starting Financial Planning at Any Age

35:06 Leaving a Legacy with Annuities

37:18 Celebrating Team Contributions

40:59 The Passion Behind Financial Services

43:52 Embracing Technology in Finance

48:27 Celebrating Team Achievements and Client Stories

#retirementplanning #annuities #financialsecurity #retirementconfidence #trustedadvisors #AnnuityFYI #financialeducation #retirementincome #clientexperience #financialindependence

In this conversation, Tom and Brian Hamlin, along with Meg Odermatt, discuss the importance of insurance audits, especially during retirement, and the nuances of navigating Medicare and health insurance. They emphasize the need for regular reviews of insurance policies to ensure that individuals are not over-insured or under-insured, and the importance of consulting with specialists for complex insurance matters. The discussion highlights the evolving nature of insurance needs as life circumstances change, and the necessity of being proactive in financial planning.🎯 Find out more at annuityfyi.com👉🏼 Speak with a Registered Agent: 1-866-380-5803Chapters00:00 Celebrating Milestones and Pets00:29 Nature Encounters and Home Life01:23 Jokes and Lighthearted Banter01:42 Introduction to Financial Topics02:30 The Importance of Insurance Audits10:12 Navigating Medicare and Health Insurance16:20 Closing Thoughts and Future Discussions#insurance #retirement #Medicare #financialplanning #insuranceaudits #healthinsurance #lifeinsurance #financialadvice #wealthstrategies #longtermcare

In this conversation, Tom, Brian & Meg discuss the critical issues surrounding cognitive decline and financial planning as individuals age. They emphasize the importance of proactive communication with family members about financial decisions, the necessity of having a trust and power of attorney, and the growing need for long-term care. The Annuity FYI team provides practical advice on preparing for these challenges, including creating checklists and utilizing technology like AI for better planning.If you'd like to submit a question to us, please comment. We'd love to explore it in our upcoming episodes! 👻 See our October Annuity Top Picks here:    • October Top Annuity Picks with Brian Hamli...  📰 Find more resources at: https://www.annuityfyi.com/Chapters00:00 Celebrating Milestones and Light Banter00:15 Introduction to Cognitive Decline and Financial Safeguards02:51 Understanding Cognitive Decline: Causes and Conversations05:28 The Importance of Planning for Long-Term Care07:36 Insurance and Financial Preparedness for Aging10:26 The Role of Trusts and Power of Attorney13:32 Proactive Planning: Ensuring Family Security16:32 Key Takeaways and Final Thoughts#CognitiveHealth #AgingWell #RetirementReadiness #AgingAndFinance #RetirementPlanning #FinancialSecurity #WealthManagement

Join financial experts Tom & Brian Hamlin, Meg Odermatt, and Medicare expert Blake Franklin in this conversation that dives into the complexities of Medicare. The team focuses on the importance of Medicare for retirees, the enrollment process, common misconceptions, and the differences between various Medicare plans. The discussion also highlights the significance of understanding Medicare Parts A, B, C, and D, as well as the impact of income on premiums. Recent legislative changes affecting Medicare are also addressed, emphasizing the need for ongoing consultation with specialists to navigate the evolving landscape of healthcare for seniors. Learn more, and speak with a registered agent at: https://www.annuityfyi.com/

Blake Franklin: Born and raised in the Kansas City Metro, Blake is a proud graduate of Kansas State University. Currently serving as a Medicare Solutions Manager with six years of experience, he specializes in Medicare Supplements, Medicare Advantage, Prescription Drug Plans, and Dental/Vision/Hearing coverage. Working with more than 10 carriers across nearly all 50 states, Blake is dedicated to providing a high-quality customer experience while guiding and educating clients through every step of the Medicare process.

Chapters:00:00 Introduction to Medicare and Its Importance02:04 Understanding Medicare Enrollment and Eligibility04:49 Common Misconceptions About Medicare07:36 Types of Medicare Plans: A, B, C, and D10:50 Medicare Advantage vs. Supplemental Plans13:34 Prescription Drug Coverage and Formularies16:29 Annual Enrollment and Plan Reevaluation19:38 Navigating the Medicare Enrollment Process23:50 Understanding Medicare Premiums and Variations25:36 The Impact of IRMAA on Medicare Costs27:33 Comparing Insurance Costs Before and After Medicare30:34 Recent Changes in Medicare Legislation33:36 The Pharmaceutical Pricing Debate37:41 Navigating Medicare in a Post-COVID World38:33 Consulting and Professional Guidance for Medicare

#Medicare #Retirement #Healthcare #Enrollment #MedicareAdvantage #SupplementalPlans #PrescriptionDrugs #Eligibility #Misconceptions #FinancialPlanning #Premiums #IRMAA #InsuranceCosts #Legislation #PharmaceuticalPricing #COVID19 #Consultation

In Episode 5 of Conquering Retirement with AnnuityFYI Podcast, financial experts Tom and Brian Hamlin and Meg Odermatt discuss the critical importance of understanding risk tolerance in investment strategies. They emphasize the need for a well-balanced portfolio, especially as individuals approach retirement. The discussion covers various ways to help mitigate risks while still allowing for growth. They also highlight the Risk Tolerance Questionnaire available on the Annuity FYI website, a practical tool to help investors better understand their personal comfort with risk. The episode concludes with actionable advice for assessing financial health and making informed investment decisions.

Questions or comments, visit us here. And take our Risk Tolerance Questionnaire here!

Chapters

00:00 Introduction with the team

00:30 Introductions

00:41 Casual Conversations and Personal Updates

00:49 Industry Insights

01:50 Engaging with Audience Feedback

02:15 Understanding Risk Tolerance

04:19 The Importance of Knowing Your Risk Tolerance

06:40 Risk Tolerance and Investment Strategies

11:20 Adjusting Portfolios for Retirement

14:53 Emotional Aspects of Risk Tolerance

19:22 Mitigating Risk with Annuities

25:28 The Reality of Retirement Income

31:05 Taking the Risk Questionnaire

#risktolerance #portfoliomanagement #financialstrategies #retirementplanning #investmentadvice #marketrisks #annuities #financialeducation #wealthmanagement #financialhealth

In today’s episode of Conquering Retirement with Annuity FYI, Tom, Brian, and Meg dive into some of the most important factors for a secure and fulfilling retirement. They cover income needs, the relevance of the 4% rule, and how fixed indexed annuities can play a role in your strategy. This conversation also explores homeownership, lifestyle planning, and why working with a financial planner can make all the difference when navigating retirement’s complexities! Have a question you’d like answered on the show? Email us at [email protected], we’d love to hear from you!

Chapters

00:00 Understanding Retirement Needs

04:08 The 4% Rule and Its Relevance

07:24 Strategies for Fixed Indexed Annuities

13:00 Home Ownership and Retirement Planning

16:10 Final Thoughts and Takeaways

retirement planning, annuities, financial advice, 4% rule, retirement income, fixed indexed annuities, retirement strategies, financial planning, investment strategies, retirement lifestyle

In this conversation, financial experts Tom and Brian Hamlin and Meg Odermatt discuss the three biggest regrets investors have as they approach retirement. They emphasize the importance of starting to save early, understanding risk tolerance, and managing expenses to maximize savings. The discussion also highlights the power of compound interest and the necessity of planning for longevity and inflation in retirement. Your experts here at Annuity FYI provide practical advice on how to treat savings as a priority and the importance of fully funding retirement accounts, such as 401 (k) s. Visit https://www.annuityfyi.com/ for more information or give us a call at 1-866-410-5315.Chapters:00:00 Understanding Retirement Regrets07:37 The Importance of Early Investment14:00 Key Takeaways on Retirement Planning#retirement #investmentregrets #risktolerance #compoundinterest #financialplanning #savings #longevity #inflation #markettiming #401k

Worried about running out of money in retirement? Listen to this! In this episode of Conquering Retirement with Annuity FYI, Tom Hamlin and the team explore smart strategies to help ensure your income lasts as long as you do. Tune in for expert tips, real-world examples, and practical steps you can take today to retire with confidence.

Come visit us at https://www.annuityfyi.com/ today!

Chapters:

00:40 Understanding Retirement Concerns

02:15 The Importance of Financial Security

05:08 Strategies to Avoid Outliving Retirement

09:56 Diversification and Annuities in Retirement Planning

13:39 Conclusion and Final Thoughts

retirement, annuities, financial security, inflation, investment strategies, retirement income, financial planning, wealth management, stress reduction, portfolio diversification

In this conversation, Tom, Brian, and Megan discuss various strategies for retirement planning, focusing on reducing taxable income, the benefits of Roth IRAs, and the importance of financial planning. They explore the implications of tax strategies, including Roth conversions and annuities, and emphasize the need for personalized financial advice to navigate retirement successfully.

Have a question about retirement? Email us at [email protected]—we might answer it on an upcoming episode! You can also visit annuityfyi.com for more expert insights.

Chapters

00:00 - Introduction and Guest Introduction

01:43 - Strategies for Reducing Taxable Income in Retirement

10:09 - Roth Conversions and Tax Planning

14:21 - The Importance of Financial Planning and Strategy