IAR Jeff Perry, JD, and AMR's marketing team Cathi Ingersoll and Armen Avakian open with a show outline and talk about holiday budgets and consumer debt.

Chuck Nardozza, Managing Director of Travel Sales at AAA, talks about 2023 travel trends, mentions demand levels as people become more eager to visit family/friends during a post-pandemic feel, and shares the benefits of using AAA.

Jeff and Armen discuss AMR as a toy drop-off location for Toys for Tots and an AMR social media marketing campaign of asking advisors of a great piece of financial advice.