That would be the client going all in on treasuries.  Inflation is down and the market is up.  For the year, the market has soared (see the Nasdaq) while the market has gone nowhere (see the Dow).  SBF found guilty on all counts.  Cheryl explains why she will never touch Medicare Advantage, beware of free dinners thanks to Florida Auto Glass shops and watch out for social security coming back for refunds on their mistakes.