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⭐⭐ Converting Your RRSP to a RRIF in 2025 (How to Keep More of YOUR Money)

Thinking of converting your RRSP to a RRIF in 2025? Don't leave money on the table.

In this video, we break down the RRSP to RRIF conversion process, key timing strategies, how to qualify for the pension income benefit, and ways to reduce your retirement tax burden — including the RRSP meltdown strategy.

Whether you're approaching retirement or already there, this guide will help you keep more of YOUR money.

CHAPTERS:

00:00 - Intro

00:32 - What is an RRSP/RRIF?

01:10 - The Basics

03:52 - Drawdown Strategies & Best Time To Convert

05:32 - Pension Income Benefit

06:06 - When Should You ACTUALLY Convert Your RRSP to RRIF

08:19 - RRSP Meltdown Strategy

09:23 - Final Recap