Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. There's plenty of speculation about what actions the government will take to extend the life of the program, but now we have a few more specifics of what it could potentially look like.

Here's some of what we discuss in this episode:

0:00 – Intro

2:31 – The question asked to the Congressional Budget Office

5:39 – David Walker

7:32 – Early retirement

9:25 – CBO proposal would only put a dent into the math problem

13:17 – Raising the wage base

15:01 – Planning for change

18:26 – Two-minute drill

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