What if one decision could haunt your retirement for decades? In this episode, Gary Garland exposes the “tricks” lurking in financial planning—from hidden fees and risky annuities to the dangers of lazy money and following the crowd. Learn how to avoid costly mistakes, optimize your investments, and build a retirement plan that truly fits your life. Real stories, practical advice, and a few Halloween laughs make this a must-listen for anyone serious about their financial future.

Click here to schedule your free conversation with Gary for a comprehensive review on tax reduction, investment optimization, and improvement or call 732-751-4677.

Listen to “Your Retirement, Your Way” with Gary Garland every Sunday at 8 a.m. on 92.7FM/1310 AM WOBM and wobm.com. Have ideas or questions for the show? Email [email protected] or send Integrated Wealth Solutions a message on Facebook!

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