What is the utlimate harassment and intimidation tool?  Disability Surveillance.  Fear is a common mechanism to move average citizens, but do you have to respond in insurer best interest or yours?  Just because a company would rather keep not only your premiums but benefits after filing a claim doesn't mean you have to walk away sad and defeated.  Today it is time to learn Counter Disability Surveillance 101, because bullies shouldn't get their way.  Join me, ESTRA on discussing Counter Disability Surveillance 101.