What happens when one spouse is ready to retire and the other isn’t? John Scallan breaks down the financial and emotional tension couples face around retirement timing, Social Security decisions, and income planning. The discussion emphasizes phased retirement strategies, planning beyond averages, and using math—not emotion—to guide long-term decisions.

For more information, please visit www.CypressFinancial.net!

Follow us on social media: Facebook

See omnystudio.com/listener for privacy information.