Ms. Wanda's Full Circle Radio

Covered California Open Enrollment: What You Need to Know,


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In this timely episode of Full Circle, we focus on the importance of enrolling in health coverage through Covered California and what Californians need to know before the January 31, 2026 open enrollment deadline.


Dr. Monica Soni, Chief Medical Officer and Chief Deputy Executive Director at Covered California, joins the show to explain:

  • What Covered California is and how it serves as California’s official health insurance marketplace

  • How Covered California helps individuals and families connect to quality, affordable health plans

  • Why nearly 92% of enrollees receive financial assistance

  • The role and impact of Enhanced Premium Tax Credits (EPTCs) and what their expiration means for Californians

  • How California has stepped in with $190 million in state-funded tax credits for individuals earning up to 165% of the federal poverty level

  • Why preventive care should be viewed as an essential, everyday practice—not just something we seek during emergencies

In the second hour, we slow things down and simplify what can often feel overwhelming:

  • A recap of the key takeaways from the conversation with Dr. Soni

  • A clear explanation of the penalty for not having health insurance and how to weigh it against the risks of being uninsured

  • Why reviewing your coverage annually matters—even if you already have a plan

  • Encouragement for families to prioritize preventive care, wellness visits, and early intervention

  • Empowering listeners to make informed, confident decisions about their health and finances

This episode is about demystifying health coverage, reducing fear, and helping our community understand that access to care is both possible and necessary.


Open Enrollment Deadline: January 31, 2026

Here’s what you can do today:
✔️ To explore your options, visit Covered California or call them at 1-800-300-1506


✔️ Check if you qualify for financial assistance or state-funded tax credits
✔️ Compare plans and costs—don’t assume you can’t afford coverage
✔️ Consider the penalty for being uninsured and weigh it against the cost of coverage and preventive care

Health insurance is not just about avoiding penalties—it’s about protecting your future, your family, and your peace of mind.


Listen. Learn. Enroll. Because informed choices lead to healthier lives.

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Ms. Wanda's Full Circle RadioBy Ms. Wanda

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