Ruth Watkins, Dominique Martinez, Steve Lehman

Ruth -

Ruth can help you understand what a "point" means on your loan

-a dollar today vs the value in the future...how long in the home?

-adj rates, fixed rates...if you can secure yourself with todays rates..stay w the fixed (primary residence)...if your plan is to get out in 5 years , then maybe a arm makes sense(flip in 2 years)

-check your closing packet, pullout your amortization chart, make sure you now how to reduce your principal balance

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Dominique-works with steel to give you the most creative and artistic look...to fences, gates, sculpture

-rustic steel creations

-gaspirilla stand up paddle board event coming up...4th annual at waterworks park...mc is gonzmart

-projects at busch gardens, pdq and benihanna, ...very busy due to its unique design

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Steve-led lighting, business owners need to move their business to LED lighting, industrial, commercial and residential...

-commercial properties can select low or high voltage, many design choices...up to 50% savings on utility bill

-flashlights, agricultural lights many lighting products

-luma grow lighting can be used hydroponically for home owners to grow their own produce...web connection allows luma to control growth rate

-cannibus production relies on controlled lighting

-turn off your cell phone before bed, the blue lights are bad for you...lights can damage you without obvious signs

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