Leo Cannyn, Eunice Halstead

Brandon- reach your goals using....S.M.A.R.T.method

Leo-new 4point inspection rules...4 point is getting more in depth, make sure your inspection covers the correct forms (sept 1st new 4 point form)

-permitting slows this time of year, vacations slow process

-new form asks how many years roof has left, this form sets up the next inspection

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Eunice-4point and wind mit are critical to policy

-new home vs older...codes change over time, so older bdlgs must be brought to code

-roofing styles also impact cost of homeowners policy

-general liability is the most common type of commercial policy...protects you against injury to people on your property, contractual liability, damage to rental space, medical payments …..

-personal liability covers injuries to visitors on your property...kids in pool...even playing in the street and breaks neighbors window

-make sure you get annual policy review

-check to make sure your limits are adequate

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