Kelly Oliver, Conner Keller, Richard Alexander

Kelly-trends are suggesting business loans are best now...3 to 4 more rate increases are coming...$ is cheapest today, that it will be for next 10 years

-retain a long time perspective...know where you are going...plan ahead for financial possibilities

-new construction demands and commercial property demands, are growing here in the US...global economy is interconnected

-upsurge in millennial home & commercial purchases

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Conner- bats and rats...insect iq does bat removal for all types of homes and businesses...doesn't matter how wealthy or poor the neighborhood is

-bats adapt to man made structures easily, they survive in any environment

-bats are federally protected during some months of the year

-capture and relocation is the way to solve bat issues

-bats can carry disease, don't touch

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Richard- an attorney for 20 years, teacher for 18 years...enjoys being an educator

-uber has not really made DUI decline, same amount of case law

-bad on line reviews can reach to liable, if you use words like liar, thief...etc

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