Let's Talk Ads

Cracking FinTech Growth (7 Hard Truths About Performance Marketing)


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In this episode of Let’s Talk Ads, Andre, CEO of ⁠Admiral Media⁠, sits down with Drew Hampton, Head of Performance Marketing at ⁠Varo Bank⁠. One of the largest neobanks in the US.

Drew shares his playbook for compliant, test-driven performance marketing, discussing the unique challenges of fintech advertising, the impact of privacy changes, and how to optimize campaigns in a highly regulated space.

From event testing strategies to attribution hurdles (SKAdNetwork vs. probabilistic modeling), Drew breaks down what works (and what doesn’t) when scaling a fintech app.

Plus, he shares insights on team structure, creative optimization, and why web-based campaigns outperform app installs for Varo.

Key Takeaways:

  • Why web-based marketing drives better efficiency than app install campaigns
  • How to structure event testing for fintech compliance
  • The impact of privacy changes (iOS 14.5, SKAN) on performance marketing
  • Why probabilistic attribution is becoming essential
  • How to motivate teams & foster a performance-driven culture

Audio Chapters:

00:00 – Intro
00:13 – Welcome to Let’s Talk Ads
00:50 – Drew’s background & role at Varo Bank
02:34 – What is Varo Bank? (Neobank for underserved consumers)
04:38 – Drew’s transition from Spin (e-scooters) to fintech
06:40 – Differences between mobility & fintech marketing
08:24 – Why Varo Bank focuses on web-based marketing over app installs
10:50 – How event testing improves campaign performance
12:30 – The impact of privacy changes (iOS 14.5, SKAN)
15:20 – Best channels for early-stage fintech startups
18:00 – Should founders run ads themselves or hire experts?
21:40 – The most underrated skill for performance marketers
24:30 – Biggest campaign success at Varo Bank
27:50 – Event testing roadmap – how to structure tests
31:20 – How to motivate teams & build a performance culture
36:10 – Attribution challenges (SKAN vs. Apple Search Ads)
39:50 – The future of MMPs (Mobile Measurement Partners)
44:20 – Final thoughts & where to connect with Drew

📌 Connect with Drew Hampton: ⁠LinkedIn⁠

📌 Connect with Andre Kempe: ⁠⁠LinkedIn⁠⁠ 

📌 Follow Admiral Media: ⁠Website⁠ | ⁠LinkedIn⁠

📌 Visit Let's Talk Ads: ⁠Website⁠

🔗 Resources & Links • 
Admiral Media – award-winning performance agency 
👉 https://admiral.media •

Follow Andre Kempe on LinkedIn 
👉 https://www.linkedin.com/in/admiral-andre-apps-growth-marketing/ 
• Listen on Spotify / Apple Podcasts – search “Let’s Talk Ads” 
• Official Let's Talk Ads website: https://letstalkads.io/

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Let's Talk AdsBy Andre Kempe, Kevin Dosanjh