The current Trump administration is actively putting pressure on the Federal Reserve to lower interest rates. The question is: will this help working-class families, especially minority and first-time homebuyers—or will it actually inflate home prices further and make the dream of homeownership even harder to reach?

Lower interest rates - the key to expanding homeownership and building wealth? Well, the reality might surprise you. Today's housing market reveals how dropping rates could actually make the American Dream more elusive for minority communities.