Open Banking Expo's Ellie Duncan is joined by Chris Michael, CEO and co-founder of Ozone API, and Huw Davies, chief commercial officer and co-founder of Ozone API, to explain how their industry experience led them to establish the company, along with CTO Freddi Gyara, and why it was the right time to rebrand towards the end of 2022. Chris and Huw also reveal how they came to create the UK's Open Banking Standard and offer up their predictions for how far away the UK is from Open Finance, as its roadmap nears the end. Finally, they reveal what excites them about Open Banking developments beyond the UK's shores, in Europe, Latin America and Canada.