<p>In this podcast, Alicia Somers, Financial Wellness Relations Manager for Regions Bank in Jacksonville, Fla., will share tips on what to avoid when you are establishing credit for the first time or looking to improve your credit after some missteps. Tune in to learn from Alicia about:</p><ul><li>Why establishing credit is a must</li><li>How making late payments can affect your credit</li><li>The risks of using too much credit</li><li>How to use credit cards to your benefit</li></ul>

In this podcast, Alicia Somers, Financial Wellness Relations Manager for Regions Bank in Jacksonville, Fla., will share tips on what to avoid when you are establishing credit for the first time or looking to improve your credit after some missteps. Tune in to learn from Alicia about:Why establishing credit is a mustHow making late payments can affect your creditThe risks of using too much creditHow to use credit cards to your benefit

Credit Basics: Building Your Credit: What to Avoid

Regions' Next Step Podcast series is a collection of quick, educational podcasts filled with tips and advice to help you work toward and achieve your unique financial goals. Explore the podcast series to learn new financial strategies, improve your money skills and move your life forward.

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Credit Basics: Building Your Credit: What to Avoid

Credit Basics: Building Your Credit: What to Avoid