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Before getting a debt consolidation loan the first thing to do is to have a debt reduction plan. This way getting that loan will be easier and perhaps not even required. There are many apps that help with getting finances under control. They may not help until the user has a better understanding of getting spending under control.

Article Links:

https://www.nerdwallet.com/article/loans/personal-loans/consolidate-credit-card-debt-personal-loan By Steve Nicastro, Jackie Veling 

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