In this episode of "More than Mortgage" with host Dave Gallegos, we learn Dave's effective strategies for tackling credit card debt head-on. Dave emphasizes the importance of acknowledging the numbers as the first step towards financial peace. He dives into practical tips on how to assess and organize credit card debts, empowering anyone to face this challenge with confidence. Don't miss this episode filled with valuable insights and actionable steps to conquer credit card debt.

00:40 - Outlining the problem

01:10 - Having Excellent Credit Makes Everything Cheaper

02:00 - Set (and use) Autopay

03:55 - Addressing the Debt

06:15 - When You’re Aware of the Number, You Stop Adding to the Number

08:00 - Make a List, Prioritize the Debt

10:00 - What’s Creating the Biggest Monthly Obligation

11:55 - “I didn’t want to spend the rest of my life in that environment”

14:45 - Focus on Eliminating the Consumer Debt

17:40 - Your Homework