When used responsibly, credit cards are a useful addition to your wallet by building your credit rating. But with the accessibility of credit, there’s also the risk of overuse and debt. Have you fallen into the credit card trap? Rob West and Steve Moore address how credit cards can be a double-edged sword.

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On the September 25 broadcast, Rob mentioned these ideas for work that can be done from home:Checking with people at your local church and in other social networks to discover opportunitiesTurning a skill or hobby into a businessWorking remotely with a call center if you have a computer, strong internet signal, and voice over IP.Websites:Liveops Virtual Call Center. (www.liveops.com)Online Tutoring Agency. (www.tutor.com)Online Marketplace for Handmade Crafts (www.etsy.com)

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