Credit card safety, done annually:

Around new year [after the jubilation, the holiday festivities!] I go to my bank/Credit Card company and get a new Credit Card, in case my old one was 'tracked' in a store which has... been HACKED, eh! - A situation of a Credit-card account or processing back-end hack. And because the holidays are more likely to be the time when this hack may happen, I do this credit/debit card reset around the beginning of the year, after the holiday shopping season.

Pod-cast by Mucho Successo

Credit card safety, done annually.