Credit Over Coffee

This week on Credit Over Coffee, Jeanne Kelly celebrates the season of gratitude and thankfulness with a very special guest, Cecilia Espinoza, a true success story who proves what is possible when you stay committed to your financial journey.

Cecilia opens up about the challenges she faced, the steps she took to rebuild her credit, and the gratitude she feels now as she enjoys the results of her hard work.

✅ How gratitude can shift your mindset during financial challenges
✅ The real steps Cecilia took to turn her credit around
✅ Why staying consistent, even when it is tough, pays off in the long run

If you are looking for inspiration, encouragement, and a reminder that progress is always possible, this episode is a must-listen.

☕ Grab your coffee. Tune in. Let’s celebrate growth, gratitude, and success one step at a time.

This week on Credit Over Coffee, Jeanne Kelly sits down with Adam Boyd from Citizens Bank to talk about a new era of credit cards designed to grow with you.

✅ What makes these cards different from traditional credit cards
✅ How they can support your financial journey over time
✅ Why building smarter credit habits today sets you up for tomorrow

If you’re looking for tools that adapt to your financial life instead of holding you back, this episode is a must-listen.

☕ Grab your coffee. Tune in. Let’s explore how credit cards can actually help you thrive, one step at a time.

To connect with Adam:
https://www.linkedin.com/in/adam-boyd-028a65a/
https://www.linkedin.com/company/citizens-bank/posts/?feedView=all


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

This week on Credit Over Coffee, Jeanne Kelly is joined by Lending Specialist Anna Maciejewski. Anna shares how she helps clients find their perfect match in the housing market - guiding you toward the dream home that truly fits your needs and financial situation.

✅ How to find a loan to fit your needs and goals
✅ How Anna helps you align your credit and finances with your housing goals
✅ Smart strategies to stay confident and competitive in today’s market

☕ Grab your coffee. Tune in. Let’s make finding your dream home simple, strategic, and successful.

To connect with Anna:
Anna's Website
Anna's Instagram, X, Linkedin
Email: [email protected]
Phone: 551-206-7152


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

This week on Credit Over Coffee, Jeanne Kelly is joined by attorney Samara Halpern. Samara shares why having a lawyer by your side can make all the difference when buying a home and how it can protect your investment and peace of mind.

✅ Key reasons to have legal guidance during home buying
✅ How a lawyer helps you navigate contracts and negotiations
✅ Tips for avoiding common pitfalls that can derail your dream home

If you're ready to approach home buying with confidence and clarity, this episode is a must-listen!

Grab your coffee. Tune in. Let’s make your home buying journey smarter and smoother, one step at a time.

To Connect with Samara: 
https://www.halpernlawpc.com/


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

This week on Credit Over Coffee, Jeanne Kelly is joined by business credit expert Gerri Detweiler. Gerri breaks down the essentials of building and leveraging business credit to fuel your entrepreneurial dreams.

✅ How to establish business credit from scratch
✅ Key strategies for improving your business credit score
✅ Why business credit matters for your growth and stability

Whether you're just starting your business or looking to level up, this episode is packed with valuable insights you don’t want to miss!

Grab your coffee. Tune in. Let’s build your business credit and unlock new opportunities together.

To Learn More about the Nav and the Nav Card: https://www.nav.com/nav-prime/

To Connect with Gerri: 
https://gerridetweiler.com/


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

This week on Credit Over Coffee, Jeanne Kelly is joined by April Stewart, the budgeting expert. April shares her top smart budgeting tips to help you take control of your finances and make every dollar work for you.

✅ How to build a budget that actually works
✅ Simple ways to track your spending without the overwhelm
✅ The mindset shift that makes budgeting feel empowering

If you're ready to take your budgeting skills to the next level and make smarter choices with your money, this episode is a must-listen!

Grab your coffee. Tune in. Let’s get smarter with money, one step at a time.

Connect with April:
https://learn.aprilthemoneycoach.com/millionaire-money-checklist
https://www.instagram.com/aprilthemoneycoach/
https://www.facebook.com/AprilTheMoneyCoach/
https://x.com/moneycoachapril

Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

Feeling like your credit's holding you back? It might be time to change your mindset.

This week on Credit Over Coffee, we're exploring the powerful connection between manifestation and credit. Credit isn't just numbers on a report—it's a reflection of your financial energy. If you can shift your mindset, you can transform your financial future.

✅ How manifestation can work for your credit score
✅ The importance of visualizing your credit goals
✅ Why shifting your energy changes your financial reality

You have the power to create the life and credit you deserve.

Grab your coffee. Tune in. Let's manifest financial freedom together.

Be Sure to Check Out This Week's Blog about Manifestation: https://jeannekelly.net/manifesting-wealth-starts-with-credit-how-to-align-your-mindset-money-habits-this-spring/


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

Feeling stressed about your credit? You're not alone.

But it's time to flip the script — because money is emotional, and credit is personal.
This week on Credit Over Coffee, I'm talking about the mindset shift from credit shame to credit confidence — and why building an emergency fund might be the most empowering move you can make right now.

✅ Real talk about credit feelings
✅Why your emergency fund is power, not punishment
✅ How to protect your peace and your score

You don't need to be perfect. You just need a plan.

Grab your coffee. Tune in. Let's glow up your financial life one step at a time.


Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

Spring might be delayed here in New York (yes, we just had snow!), but growth is still happening — just like with your credit. In this episode of Credit Over Coffee, I'm celebrating Financial Literacy Month with real talk about rebuilding credit, a major client success story, and a nod to the all-women space launch that just made history. What does that have to do with your credit? Everything.

I'll share:
✅How one client saw a 97-point jump from correcting a collection reporting violation
✅Why date of first delinquency matters under the Fair Credit Reporting Act
✅What do spring flowers and slow credit growth have in common
✅How the space launch is a perfect metaphor for women rising in financial power

And don't miss my guest appearance on Experian's X (Twitter) Space for Conquering Debt: Tips for Financial Empowerment this week!


Grab your coffee, tune in, and let's start stacking those savings!

Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ

This week on Credit Over Coffee, Jeanne is talking all about simple steps to save money and boost your credit!

It’s easier than you think to tighten up your budget and find extra cash hiding in your everyday habits — and today, we are showing you how.

In this episode, Jeanne Covers:
✅ How to spot and stop sneaky subscription leaks
✅ Why autopay could be your secret weapon for saving
✅ The magic of just asking for discounts and better rates 
✅ How the 24-hour rule can help crush impulse spending 

Saving money doesn’t have to feel overwhelming — these simple tips can add up over time.

Grab your coffee, tune in, and let's start stacking those savings!


Link to my Blog about Money Saving Tips!

Jeanne Kelly Credit Coach Find More Credit Tips and Programs at: https://www.jeannekelly.net Find Me On Twitter: JeanneKelly (@creditscoop) / Twitter https://twitter.com/creditscoop And Instagram! Credit Jeanne Kelly 💳 (@creditjeanne) • Tune in for More Free Tips! https://www.creditlifestyle.com/podcast-player Or watch my video series on Youtube! https://www.youtube.com/@CreditJeanne

Link to Get a Copy of Making it Happen: https://www.amazon.com/Making-Happen-built-business-notebook/dp/B0CCCVZ9SJ