In Part 2 of our series with Holly Cross from CMG Home Loans, we tackle one of the biggest concerns for future homeowners: credit. What if your credit score is less than ideal? What if it's downright terrible? Don't worry—we break down exactly what that means, what steps you can take, and how we can still help you work toward buying a home. From Credit Karma confusion to real talk about financial responsibility, this episode is filled with practical tips, tough love, and real-life examples that prove homeownership is still possible—even with bad credit. Tune in as we debunk myths, talk strategy, and share what it really takes to rebuild and move forward.