When it comes to financial management, there needs to be, no there has to be a shift in your mindset. When it comes to managing your finances you should be asking your self does this make Financial Sense for my family? Your money decisions should make sense financially and many of the decisions we make for our lives, careers, and family affect our finances. 

Today we begin having conversations that make Financial Sense. Join Me and my Guest Keely Mcbee with @pathwaydfw as we talk about the Financial Sense of Foster Care and Adoption. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. While you are there check out all of the FREE Resources available to you. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point?

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

Your credit score is always on the move. Each month as things on your credit report changes so will your score, but some of these changes can happen without you doing anything. This week we discuss some events that can cause your score to go up and down from month to month. We also revisit the 5 key factors of your credit score and how they can cause these changes. Take a listen now and learn how your credit talks. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

As much as I love talking money and credit with my squad, I have to sometimes take a moment and check-in with you all. So How are you all doing.. Ladies how ya'll feel? Fellas, ya'll alright? In all of my Erica fierceness lol. This week we take a moment and talk about the strain COVID19 is having on us mentally and provide a little encouragement to keep the momentum up as high as it was when this year started. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

The last take of this episode was missing the episode lol hahaha. I think I was super excited to be sharing the start of this process with you all that I totally missed a step. Well here we are again and this time you guys get to hear what we are doing to prepare to take this journey. In this episode, I promise to take you all along for the ride with us and share everything we learn and do during the process. Our Next Point is homeownership and our Credit has only great things to say that will help us get there. Take a listen Now.

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

The Conversation Continues... This week we are talking about everything collections. We dive into how your accounts go to collections, what account can be reported, How long the collection will stay on your report and how to handle collections.  Listen in now and catch up on all we have to talk about when it comes to late payments. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

It's official. We have made the decision to stop putting off our homeownership goals and tackle them head-on.  The Parker's have been talking home buying for 2 years now and now that we are married and there ar no more wedding ceremony plans to consider, it's time to get lazer focused. This week you get the promise of total transparency and insight as we take this journey together. I share with you in this episode what we have done to prepare for 2020 Q2 and the kickoff to this process. I will be sharing with you our entire journey, what we are learning and the process we are taking. Take a listen as we being operation Next Point Homeownership. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

Oh, do we have something to talk about this week! Late Payments are the topic of discussion on this episode and we dive into how they affect your credit score, why payment history is important and how to avoid them. Wait I forgot to mention that we talk about disputing late payments on your credit report too. Listen in now and catch up on all we have to talk about when it comes to late payments. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

This week I sit down with my husband and discuss his money mindset and how it has changed over the years. We talk about our recent visit to the car dealership and the thoughts we weighed while there. Listen in as we discuss how having someone in your life who thinks differently can change the way you think about finances and credit. He also gives a few tips on credit too (shocked me lol). When credit talks my husband listens and so should you.

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

Credit Talks is almost 5 months old and after over 15 shows and 150 plays, I just realized you all don't know who Jumaria Parker is. So allow me to introduce myself. This week I talk about me, my husband, my family, and my why. Take a listen and learn who the voice behind Credit Talks is. 

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here

Still wondering why your credit score from different places is sometimes drastically different? There is a reason for that.. actually there us a version for that too.  That’s because there are different score versions available. This week we discuss the different FICO Score and industry-specific versions available. Listen in and hear what your credit score says when you pull your FICO score.

Visit mycredittalks.com to subscribe to the podcast join the mailing list and submit your questions about today's show. Visit thinknextpoint.com for all of your financial, business, and credit consulting needs. Want to learn more about what we do and how we can help you. Our information sessions are FREE! Lets chat.

Check out these resources to get you on track to reaching your Next Point:

Need to build positive credit?

$200 Credit Line credit card click here

Self lender saving loan with payments starting as low as $25/mth click here

Up to $5000 credit line click here

Are you monitoring your credit?

Credit Monitoring with Identity IQ Click here

Credit Monitoring with Smart Credit Click here