John shares the resolutions for 2024 he’d make as the leader of a credit union. Also, Glen discusses Klarna’s bizarre new BNPL subscription model, updates the Fed’s efforts to reduce debit interchange, and offers a differing view on data sharing.     Links related to this episode:   Full replay of the January 10 CU Town Hall: https://www.youtube.com/watch?v=i1XmSJtyft8    The Fed’s latest data regarding its proposed debit interchange reduction: https://www.federalreserve.gov/paymentsystems/RegII_Additional_information_proposed_methodology.htm  “Future of Global Fintech” report from the World Economic Forum: https://www3.weforum.org/docs/WEF_The_Future_of_Global_Fintech_2024.pdf    BIG’s Artificial Intelligence (AI) services- Combining state-of-the-art technology and collaborative innovation, we work alongside our credit union partners to develop tailored AI solutions: https://www.big-fintech.com/Products-Services/AI-Development    Follow the Best Innovation Group on LinkedIn: https://www.linkedin.com/company/best-innovation-group/  Connect with Glen on LinkedIn https://www.linkedin.com/in/glensarvady/ or X (@154Advisors) Connect with John on LinkedIn https://www.linkedin.com/in/jbfintech/  or X (@jbfintech)