This podcast discusses the potential for major retailers like Walmart and Amazon to issue their own stablecoins, which could significantly disrupt the financial services sector. These companies collectively command a substantial portion of the retail market, and their entry into digital currencies would add to an already burgeoning stablecoin market that saw trillions in transactions last year. It can negative impact traditional financial institutions, particularly credit unions, as they stand to lose out on various revenue streams and member engagement. Ultimately, it suggests that credit unions must adapt to this evolving landscape or risk being marginalized by the increasing adoption of cryptocurrencies.