It is not your credit score…it is about your credit scores because you have more than one and your credit scores are unique based on what type of industry is previewing your credit. Yes, your credit score depends on payment history, credit usage, credit age, credit mix and credit inquiries however it also depends who is pulling your credit and which repository they are pulling it from. This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is about credit & the thing you should know.