In this episode of the AllInCrypto Podcast we speak with Malcolm Clarke, Head of Digital Assets at Western Union, about how one of the world’s biggest payment companies is approaching stablecoins, blockchain infrastructure, and the future of cross-border money movement.

We explore how Western Union is building around its USD payment token, why stablecoins can unlock major savings in treasury and pre-funding, and how the company is thinking about agent liquidity, digital asset off-ramps, StableCard, DeFi, and Solana.

Malcolm also explains why stablecoins are about more than speed and efficiency. In many parts of the world, they could become a real financial lifeline by giving people access to a more stable store of value and better payment rails.