Bitcoin's blockchain has introduced reliable peer-to-peer payments but mainstream adoption is essential. Whilst viewed as risky in well-banked regions, crypto is a lifeline in areas with poor financial services, exemplified by stablecoin use in emerging economies and humanitarian efforts such as the UNHCR's stablecoin distribution in Ukraine. Integrating crypto with familiar platforms (e.g., Solana with Shopify, Ripple with banks, and PayPal's expanding crypto features) normalises its use.

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