In today's episode, we explore the Office of the Comptroller of the Currency's new guidelines that ease regulations for banks engaging in cryptocurrency activities, marking a pivotal shift in the financial landscape. We also delve into a survey revealing that 83% of institutional investors plan to increase their cryptocurrency allocations in 2025, with a growing interest in stablecoins and decentralized finance. Join us as we discuss the implications of these developments for consumers and the broader financial sector.

Sources:

https://www.jdsupra.com/legalnews/occ-streamlines-process-for-7433073/

https://www.willkie.com/publications/2025/03/occ-issues-interpretive-letter-to-clarify-authority-of-banks-to-engage-in-crypto-asset-activities

https://www.ftfnews.com/the-occ-provides-some-crypto-clarity-for-banks/

https://www.consumerfinanceandfintechblog.com/2025/03/occ-clarifies-banks-role-in-cryptocurrency-activities/

https://www.elliptic.co/blog/occ-gives-us-banks-clearance-to-engage-with-cryptoassets

https://www.thewbkfirm.com/industry/occ-issues-interpretive-letter-rescinding-requirement-that-banks-demonstrate-adequate-controls-before-engaging-in-certain-crypto-asset-activities

https://www.moneylaunderingnews.com/2025/03/crypto-clarity-occs-new-guidelines-pave-the-way-for-banking-innovation/

https://www.pwc.com/us/en/industries/financial-services/library/our-take/03-14-25.html

https://www.mondaq.com/unitedstates/fin-tech/1598726/occ-smooths-path-for-banks-to-take-advantage-of-crypto-technology

https://cryptoslate.com/coinbase-survey-finds-institutional-investors-remain-bullish-on-crypto-83-plan-to-expand-exposure/

https://www.ainvest.com/news/institutional-investors-plan-83-increase-crypto-holdings-2025-2503/

https://financefeeds.com/coinbase-survey-reveals-83-of-institutions-plan/

https://www.altcoinbuzz.io/cryptocurrency-news/coinbase-survey-institutional-optimism-for-crypto-in-2025/

https://defi-planet.com/2025/03/institutional-investors-plan-to-increase-crypto-allocations-in-2025-coinbase/

https://www.valuewalk.com/news/institutions-bet-big-on-crypto-as-survey-reveals-83-plan-bigger-allocations-in-2025/

https://atlas21.com/institutional-investors-83-plan-to-increase-crypto-allocations/

https://www.ey.com/en_us/insights/financial-services/growing-enthusiasm-and-adoption-of-digital-assets