While not as glamorized and talked about as some other cryptos, XRP is currently the seventh largest coin by market cap with a total value of $43.5m. Unlike some of these other coins though, XRP’s value is derived from the real-world utility of the Ripple network and its ability to offer instantaneous and inexpensive cross-border payment transactions as well as foreign currency exchanges. The future success of XRP and the Ripple network hinges on its ability to navigate the regulatory obstacles it faces.

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