Episode 40 opens with Brad’s dirty-30 recap from Big Sur: hiking, Japanese hot baths, unlimited food, and a first falconry experience before the brothers jump into two meaningful AI releases. They break down Cursor 3’s move to a fully agent-first interface, why that changes the feel of an AI IDE, and how Google’s Gemma 4 models look in the small-model and on-device race. There’s also a practical discussion about Apple, local inference in iOS 26, and what better on-device models could unlock for products like SplitMyExpenses.

Then the episode gets into one of the most interesting collisions in tech right now: AI tax prep. Using Daniel Vassallo’s thread as the spark, Ben brings the CPA perspective, Brad brings the builder perspective, and together they unpack customer experience, trust, knowledge work, and what AI still misses. The back half covers why MCP servers suddenly feel useful again, the Axios and LiteLLM supply-chain scares, practical OWASP-style security audits, Gary Tan’s gstack claims, a joking SplitMyExpenses sponsor read, and quick bookmarks on iOS reverse-engineering tools and Google’s latest quantum-and-crypto warning.

Chapters:
00:00 Big Sur birthday and falconry
02:38 Cursor 3 goes agent-first
04:04 Gemma 4 on-device push
08:42 AI taxes and CPA backlash
18:09 G-Stack versus code quality
25:23 MCP servers make a comeback
33:10 Axios breach and AI audits
40:50 TBPN jokes and sponsor banter
44:04 Bookmarks: iPhone hacks and quantum

Links:
- SplitMyExpenses
- Feross on the Axios attack
- Daniel Vassallo AI tax-prep thread
- gstack by Gary Tan
- App Store Connect CLI
- Hopper disassembler MCP

#BreakevenBrothers #AICoding #CursorAI #Gemma4 #LocalAI #MCPServers #TaxTech #SupplyChainAttack #OWASP #DeveloperTools

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