Real estate investing is in Jason’s blood. His mom has been doing it a long time and recently retired with 13 properties owned free and clear (paid off). The properties are worth about $7 million and the rental income adds up to about $220,000 annually. At this point she has several options but let’s pretend like she has decided to take the equity out and invest it.

She could toss it into “safe” CD’s or mutual funds and, even if they returned 5% a year, she would earn $350,000. Not so fast! Got to pay taxes on that, which will be a mighty big chunk in that income bracket.

What else could she do? Hmm, what else COULD she do?

If she were to ask her son, who’s done pretty well for himself with a few innovative strategies, he might say, “Mom, haven’t you been paying attention? Refi ‘til ya die!” What this means is get that equity out of those 13 properties, where it’s wasting away with a chronic case of inflationitis, and use maximum prudent leverage to put it to work increasing her portfolio even more.

“But, I’m retired,” Mom might say, “and that sounds suspiciously like work.”

Nonsense. She’s still retired. Sign her name on a few forms, put property management in place, stay retired but keep building wealth with an automatic ATM running in the background we like to call real estate investing the right way. Come on, Mom. It’s Jason’s inheritance. Let’s make it a big one.